I have owned my M&P 40 for about 2 weeks and have shot approx. 300 rounds with no malfunctions? the purchase price was $564. I have tried many different brands of ammo from 165 gr. HP to 180 gr. FMJ and all seem to be extremely accurate at around 25 rounds. At first I shot low, but have adapted to the sights and now my shots are spot on. I purchased the "range kit", it came with 3 Mags and a loader, although I have found loading all 15 rounds into the clip to be no problem without it. The model I purchased has no safety features at all, except for the trigger safety, which is not much of a safety. But I'm not complaining. My 40 will shoot without the clip inserted also, I was not aware of some of the safety features when I ordered the gun, but I am glad I got what I did. Great gun all the way.